Why CIBC Imperial Investor Service^™?

CIBC Imperial Investor Service is more than an investment account. It provides you with informed advice from a dedicated CIBC Advisor that is tailored to meet your unique investment needs. Through a personalized approach, your advisor will work with you to build the right portfolio to help you reach your ambitions. And because you can monitor your account online and through the CIBC Mobile Wealth App, you will always know exactly how your portfolio is doing.

With CIBC Imperial Investor Service, you're not investing by yourself. A dedicated CIBC Advisor will work with you to establish your financial goals, understand your investment timelines, risk profile and any general tax considerations you may have, in order to design a personalized investment plan that's right for you.

As a CIBC Imperial Investor Service client, you always have the comfort of knowing that your CIBC Advisor can work with you on a regular basis to review your portfolio. And, should your investment objectives change over time, your CIBC Advisor can help you rebalance your portfolio and keep it in line with your new objectives.

Finally, CIBC Advisors are objective and working hard for you. Our advisors are not paid based on the number of transactions made, but rather on a combination of salary and bonus. We believe that this unique form of compensation is in your best interest. It offers you the peace of mind of knowing that only transactions that meet your specific, pre-established criteria and your long-term goals will be recommended.

With CIBC Imperial Investor Service, you have the flexibility to manage your portfolio whenever and wherever you want.

With 24 hour a day, 7 day a week electronic access, you can:

• Access and monitor account information
• Transfer funds between your bank account and your CIBC Imperial Investor Service account
• Receive real-time stock and market index quotes
• Receive relevant corporate news and interim account statements

And, as a CIBC Imperial Investor Service client, you can take advantage of the CIBC Mobile Wealth App, which allows you to monitor your account directly from your smartphone!

Smart investing starts with building a diversified portfolio - and that requires choice. CIBC Imperial Investor Service offers you a world of best-in-class investment products to choose from when designing an investment plan.

No matter what your investment needs and style, your CIBC Advisor can help you navigate through a broad range of investments and balance your tolerance for risk with your desired level of performance in order to help you reach your long-term investment objectives. And, you always have the option to use our comprehensive on-line research tools.

Through CIBC Imperial Investor Service, you can invest in:

• Over 100 different mutual funds from CIBC Asset Management Inc.
• Guaranteed Investment Certificates (GICs)
• Structured notes

Although your CIBC Advisor is your main contact, you may still be interested in accessing information and doing research on your own. That's why we offer free, timely and relevant research tools through our on-line service to help you make smarter investment decisions. CIBC Imperial Investor Service can be your source for simplified investment information.

Our independent support tools allow you to evaluate investment opportunities for yourself, quickly and easily. These industry-recognized research tools include:

• CIBC World Markets Research
  
• Mutual fund research
• Equity Research tools
• Quote Alerts

When it comes to investing, CIBC Imperial Investor Service offers a wide variety of services under one roof:

• A dedicated CIBC Advisor who is your financial ally, from acting as your single point-of-contact to contributing valuable advice designed to help you achieve your investment goals.
• 24-hour online access to your CIBC Imperial Investor Service account and much more.
• A diverse range of CIBC investment products.
• The convenience of consolidated reporting of all of your CIBC Imperial Investor Service Accounts.

Do any of the following statements apply to your investment situation?

• I have a number of investment accounts, and would like to consolidate them and have access to an advisor.
• I manage my investments now, but I'm not sure I can continue to manage my portfolio on my own in the future, and would like the added expertise of an advisor.
• I would like to be assured that my portfolio is consistent with my investment objectives and risk profile.
• I would like an investment account that offers personalized investment advice.
• In addition to an advisor, I would like to have access to a wide variety of research tools to help me become a more informed investor.

If any of the above statements accurately reflect your investment situation, CIBC Imperial Investor Service may be right for you.

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